STEPS TO HOME OWNERSHIP

GET YOUR FINANCES IN ORDER

Prequal letter

Find a lender

Needed Document

Types of Loan

FIND A REALTOR

How to Pick a Real Estate Agent

Formalize Relationship

FIND A HOME

MAKE AN OFFER

You found a Place

How Much Should I Offer

Seller’s Disclosure

Agreement of Sale

Earnest Money Deposit

Proof of Funds

Closing Costs

NEGOTIATE

Offer

Counter Offer

Sign Contract

ACCEPTED OFFER

Inspection

Reply to Inspections

Second Deposit

Resale Packet

COMPLETE THE MORTGAGE PROCESS

Underwriting

Credit Reports

Employment Verification

Appraisal

Title

Closing Disclosure

Mortgage Commitment

COMPLETE TITLE PROCESS

Title Search

Title Insurance

FINAL WALKTHROUGH

One Final Visit

CLOSING DAY

GO TO YOUR NEW HOME!!!